Car Insurance For Individuals

Welcome to the Car Insurance division of Oman Insurance Company. We have over 25 years of experiences in providing bespoke Car Insurance products to our customers in Dubai and the other emirates of the UAE. We extend our services to both Commercial and Private parties, for a single vehicle or for the entire fleet. We would be happy to help you with all your car insurance queries, please call our Toll Free No: 800 1642 today and avail of our free consultations.

As part of providing better services Oman Insurance Company has branch offices in the city centers of all the seven Emirates in addition to offices in the Dubai Internet City and Al Quoz Industrial Area. The presence in these emirates facilitates easy services in case of insuring vehicles and Claims procedures.

More Information


Basically two Types of Covers are available under Car Insurance namely:

  • Third Party Liability and Loss & Damage – Comprehensive (Section One & Two) and
  • Third Party Liability (Section One)

In addition to the normal covers, the following covers also can extend under comprehensive policies.

  • Personal Accident Benefit cover for driver and Passengers upto limit of Dh.200,000/-
  • Third Party Property Damage upto Dhs. 3,500,000
  • Agency Repair up to 3 years (subject to previous loss record)
  • Emergency Medical Expenses cover up to AED 5,000/- per person
  • Personal Effects up to AED 2,500/-
  • Windscreen cover up to the limit of AED 3,000/- with NIL excess
  • Extension to whole state of Sultanate of Oman for private vehicles (double excess)
  • Natural Disasters, Storm, riot & strike, Earthquake.
  • 24 Hours Emergency Road Side Assistance
  • Off Road Coverage for 4WD vehicles excluding safari activities

Types of Policies

  • Third Party Liability and Loss & Damage (Comprehensive) Car Insurance
  • Third Party Liability Insurance

Oman Insurance Company is offering Fleet policies in addition to the individual policies under Comprehensive & Third Party Cover and Single Policy Number to be allocated for whole vehicles.

Car Claim Service Centre

We have 3 Major Service Centres for handling Car Claims in addition to our 15 branches which also handles Car Claims. Please click here to find your nearest location..

RTA On Line Facility

As a Trusted Agent of RTA, we have the facility to register your vehicle from any of our branches.

Important Contacts

Car eQuotation Team

Car Claims


Customer Service Team



Have a query? Click below to chat with our Customer Service Officer
OIC chat

Operating Hours: 8:00am to 5:00pm, Sunday to Thursday (Excluding Public holidays)