| Workers are an irreplaceable investment to any organisation. Providing protection for the employees is a matter not only of protecting the organisational asset but also of moral importance. Governments across the world enforce the issue of providing not only good working environments but also protection to the workers for the uncertainties. UAE also enforces this issue and endorses it by having specific laws to cater for and deal with workers accidental disputes. We at Oman Insurance Company offer workmen's Compensation Policy which will indemnify your Company against all sums for which your company will be liable under the U.A.E. Federal Law No. 8 of 1980 and subsequent amendments to pay compensation to any employee in your immediate service due to accident arising out of and in the course of his employment. Extensions to this insurance are: 1)Medical Expenses - this provides the injured employee a medical expenses benefit due to work accident up to Dhs.5,000/- per person (Higher limits can be requested at additional premium) subject to treatment being confined to UAE Government / private hospital/Clinics. 2) Expenses for Repatriation of deceased body following work accident up to Dhs.5,000/- per person (Higher limits can be requested at additional premium) and 3) Employer's Liability up to Dhs.1, 000,000/-Any One Accident &/or in the aggregate. The rate chargeable is always applied on basis on the Estimated Annual Wages of the employees, which is adjusted at the end of the policy period. This is very dependent to the nature of work, risk involved cover/extensions requested. There is a day Deductible and various Conditions attached to the policy For detailed information, please call toll free 800 4746 or email call_center@tameen.ae |