A brief about Oman Insurance Company’s Health Insurance Dept:   The largest private health insurer in UAE with more than 600,000 insured members Flexible product plans – tailor-made products according to customer needs Fully in-house underwriting, claims and support team, with medical doctors and paramedical staff 24 Hours Doctors Helpline, 12 hours Call Center State of the art IT systems, with high capacity card printer Comprehensive Customer Relationship Management System providing online access to the customers and partners Our Health Insurance schemes:   Group / Corporate Health Insurance Schemes Individual / Family Health Insurance Schemes  What does a health insurance policy cover? . A. In Patient (Hospitalization) expenses:   Medical expenses incurred while an insured is hospitalized overnight. The cover includes but not limited to (subject to policy exceptions & limits set for the scheme opted): Hospital accommodation and ICU Hospital services, expenses & supplies Prescribed drugs/medicines & Investigations – Radiology / Lab tests Consultant visits, Surgical Fees, Surgical theatre charges Local road ambulances, if required Expenses related to organ transplant Dental treatments for injuries from an accident B. Out Patient Expenses:   Medical expenses incurred while an insured visits a clinic or hospital for an out-of-hospital and/or day-care services. The cover includes but not limited to (subject to policy exceptions & limits set for the scheme opted): Consultation – General practitioners & specialist fees Prescribed drugs/medicines & Investigations – Radiology / Lab tests Outpatient surgical procedures Hospital services, expenses & supplies for outpatient / day care services Links:         Reimbursement Claim Form             - Insured Member/Policyhoder         Prior Approval Request Form           - For Insured Member/Policyhoder                                                         - For Network Providers         Provider Location Info Update Form - For Hospitals/Clinics/Labs                                                         - For Pharmacies . For more forms please go to ' Download Centre '. . For detailed information, please call toll free 800 4746 or email call_center@tameen.ae