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THIRD PARTY LIABILITY POLICY
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Islamic Modaraba Takaful
Islamic Modaraba Saak
Eazassure Unit Linked plan - Regular
Best Doctors Critical Advantage Plan
Endowment Assurance (Non Participating)
Endowment Assurance (Participating)
Maha Life Endowment Plan
Joint Endowment (Non Participating)
Joint Endowment (Participating)
Anticipated Endowment (Non Participating)
Anticipated Endowment (Participating)
Classic Money Back
Classic Money Back - Bank Sales
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Progressive Education (Participating)
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Kartavya
Revised Kartavya - Option A
Revised Kartavya - Option B
Golden Shield
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Golden Shield (N)
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Executive Term
Limited PaymentTerm (3 years)
Limited Payment Term (5 years)
Independent LevelTerm
Independent Decreasing Term
Guaranteed Income Plan
Maha Life Term Plan
Get Set Protect Plan
Joint Life Executive Term Plan
Ordinary Whole Life (Non Participating)
Ordinary Whole Life (Participating)
Joint Whole Life (Non Participating)
Joint Whole Life (Participating)
Ordinary Whole Life (Limited Payment) - (Non Participating)
Ordinary Whole Life (Limited Payment) - (Participating)
Special Whole Life with 10 years payment (Non Participating)
Ordinary Whole Life - payment to age 65 (Non Participating)
Ordinary Whole Life - payment to age 65 (Participating)
Mega Life Plan
Flexible Protection Plan
Flexible Protection Plan - Converted to UL
Group Life Assurance
Mortgage Shield
Group Credit Life Assurance
Unnamed Group Life Scheme
Individual Health Policy
Individual Health Policy - Bupa Scheme
Group Health Policy
Group Health Policy - Bupa Scheme
MARINE HULL POLICY
MARINE HULL WAR POLICY
HULL AVIATION POLICY
MARINE CHARTERER'S LIABILITY DECLARATION
MARINE CHARTERER'S LIABILITY POLICY
ENERGY OFFSHORE POLICY
HULL YATCHS INSURANCE
SHIP REPAIRERS LIABILITY
STEVEDORES LIABILITY
BREAKUP VOYAGE POLICY
ENERGY ONSHORE POLICY
MARINE CARGO POLICY
MARINE TRANSIT OPEN COVER
MARINE OPEN COVER POLICY
MARINE TRANSIT POLICY
MARINE HAULIERS LIABILITY
MARINE FREIGHT FORWARDERS LIABILITY
FIRE
BURGLARY INSURANCE
FIRE CONSEQUENTIAL
HOME OWNERS/TENANTS
PROPERTY ALL RISKS
HOME UMBRELLA INSURANCE
AL GHURAIR CENTER F & B ONLY
AL MANAL CENTER F & B ONLY
BURJUMAN CENTER F & B ONLY
AL MANAL CENTER CERTIFICATES
OFFICE MULTICOVER POLICY
SABOTAGE & TERRORISM
INWARD TREATY REINSURANCE
COMMERCIAL COMPREHENSIVE INSURANCE
HOME ASSURE
WORKMEN'S COMPENSATION
PUBLIC LIABILITY
PRODUCT GUARANTEE & LIABILITY INSURANCE
THIRD PARTY LIABILITY
SHIP REPAIRERS' LIABILITY POLICY
HAULIERS/FREIGHT FORWARDERS LIABILITY
MEDICAL MALPRACTICE
PROFESSIONAL INDEMNITY
CREDIT SHEILD
PURCHASE PROTECTION
AL GHURAIR CENTER TPL COVER
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SHOPS AND SUPERMARKET
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PHONESAFE POLICY
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WHOLE ACCOUNT QUOTE SHARE - ALLIANCE RE
WALLET GUARD
AVIATION ALL RISK POLICY
AVIATION PERSONAL ACCIDENT
AVIATION WAR AND ALLIED PERILS
AVIATION DEDUCTIBLE INSURANCE
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FAQ
A person insured with your company has hit my car. I have become helpless without my car as I travel everyday to Al Ain. Can you provide rent-a-car?
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Are Contractors plant and Machinery covered in Contractors All Risks policy?
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Are consequential losses covered?
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Can I cancel a Contractors All Risk/ Erection All Risk policy at any time?
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Can I cancel my policy?
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Can I participate in sports activities during my travel?
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Can I take one insurance for traveling to more than one destination?
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Can I visit outside the network? How do you pay?
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Can you cover my stock for Burglary?
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Consignment has been shipped and is on its way to the destination port. Can we do the insurance now?
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Do you accept insurance through freight forwarders?
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Do you charge excess for all risk consignments?
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Do you cover faulty design, defective material and workmanship?
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Do you insure Jet Ski?
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Do you insure cars, vans, and buses? What rate do you charge?
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Do you insure plasma T.V. ? If yes, do you provide All Risk cover?
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Do you insure pleasure craft?
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Do you insure wooden dhow?
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Do you provide Hull with P& I ?
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Do you provide all risk cover for personal effect?
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Do you provide insurance for Oman?
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Does the Insurance provide coverage for all Medical Expenses ?
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Does the Travel Insurance cover period of more than one month?
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How can I get my motor policy renewed?
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How do you charge excess? Is it on consignment value or on total sum insured ?
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How much I have to pay when I have a claim? Do I have to pay if it’s not my fault?
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I am a staff of. (Co. name). What hospitals / Clinics / Pharmacies can I access?
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I am going away from UAE for good can I avail the travel Insurance?
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I am selling my car with insurance to another person what should I do?
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I am sending giraffes to Kuwait can you insure them?
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I am sending my gold ornaments to my friend by courier, it is a gift. Can you provide insurance ?
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I have a 4WD insured with your co. is my claim paid if anything happens to me off road i.e. desert?
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I have a printing press. Can you provide coverage?
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I have been driving since 2 months in UAE but for almost 3 yrs. in Oman can I get full insurance.
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I have comprehensive policy with you. My father will be coming down from UK and will be driving my car is he covered if car/he makes an accident.
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I have met with an accident and it is not my fault do I still have to pay excess.
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I have shifted to Abu Dhabi or any other emirate. Can I get my motor renewal done in Abu Dhabi (any other emirate)?
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I have submitted my claim to OIC & have still not received the reimbursement?
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I want to insure my office/shop/warehouse. What kind of insurance can you provide?
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If I do not have a UAE residence visa can I take Travel Insurance?
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Incase I fail to obtain a travel visa in time or need to change my travel plan can I change my travel dates.
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Is Burglary a standalone Policy?
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Is Third Party Liability covered under Contractors Plant and Machinery Policy?
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Is Tsunami covered under Fire policy?
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Is War Risk compulsory?
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Is damage to neighboring property/Injury to third parties due to vibration or by he removal or weakening of support covered in C.A.R?
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Is inland transit covered in Contractors Plant and Machinery Policy?
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Is it possible to provide Land Transit cover from the port to warehouse on export shipments?
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Is loading/unloading covered in All Risk section?
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Is principals existing property automatically covered under Contractors All Risk?
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Is there any age limit for obtaining the Travel Insurance?
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Is there any assistance for Emergency medical necessity?
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Is this Travel Insurance valid for obtaining visas from Embassies as they are asking for Medical Insurance?
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Is this insurance valid for Travel on any Airline including “Cargo” flights?
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I’ve had an accident & my car is in a bad state, I cannot drive it? What do I do?
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My car is insured with Oman Insurance and I have met with an accident what should I do?
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On my card its written 20% co-insurance on all outpatient services. What does it mean?
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On my card its written Deductible: Dhs.40/- on consultation. Do I have to pay anything for Investigations/ medicines?
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Our consignment has already arrived here but we have not taken insurance, is it possible to do it now?
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Our policy is renewed but I have not received the new cards. How can I avail the med. treatment until then?
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Our stock rotates every month, how would you provide coverage?
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Provider calls to ask that the patient is not carrying Oman Insurance health card, what should be done?
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Should I take insurance for the shop /building if I am not the owner?
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We are manufacturing plastics. Can you provide insurance?
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We want to insure our warehouse/stock/office how much is the Premium?
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What are incoterms?
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What are the categories of Total Loss?
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What are the requirements for P & I cover?
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What are the requirements for marine cargo insurance?
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What constitutes the basis of S.I in Erection All Risks policy?
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What constitutes the basis of sum insured in Contractors All Risk policy?
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What do I do in case of a claim?
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What do you mean by All Risk ?
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What do you mean by Alteration clause?
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What do you mean by Electrical clause?
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What do you mean by Hazardous goods?
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What do you mean by Replacement value?
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What do you mean by loss of rent?
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What does your Travel Insurance Cover?
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What else would you cover under a Fire Policy other than fire.?
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What is C & F?
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What is C + ND?
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What is Classification Society? Is it compulsory to register here?
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What is FOB ?
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What is covered under Contractors All Risk/ Erection All Risk?
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What is covered under Third Party Liability?
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What is covered under the normal Fire Policy?
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What is mode of transport/transit ?
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What is the basic LTC ?
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What is the basis of Sum insured in Contractors Plant and Machinery Policies?
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What is the body of pleasure craft made of?
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What is the difference between Property All Risks and Fire Insurance? Is there a difference in rate between the two?
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What is the difference between Theft and Burglary?
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What is the minimum capacity for launch shipments?
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What is the standard war rate?
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What is “C” Clause ?
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What kind of Insurance Covers do you have under the Motor Insurance?
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What kind of repair garages do you have?
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When should I take an annual Contractors plant and machinery policy?
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Which item has maximum excess?
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Which period does you not cover launch shipments?
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Why should I insure my machinery for a new replacement value when the purchase value is much lower than that?
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we have an account with you can you debit our account for the excess.
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