Motor Insurance For Individuals

Car insurance

Welcome to the Motor Insurance division of Oman Insurance Company. We have over 25 years of experiences in providing bespoke Motor Insurance products to our customers in Dubai and the other emirates of the UAE. We extend our services to both Commercial and Private parties, for a single vehicle or for the entire fleet. We would be happy to help you with all your car insurance queries, please call our Toll Free No: 800 4746 today and avail of our free consultations.

As part of providing better services Oman Insurance Company has branch offices in the city centers of all the seven Emirates in addition to offices in the Dubai Internet City and Al Quoz Industrial Area. The presence in these emirates facilitates easy services in case of insuring vehicles and Claims procedures.

More Information


Basically two Types of Covers are available under Motor Insurance namely:

  • Comprehensive (Section One & Two) and
  • Third Party Liability (Section Two)

In addition to the normal covers, the following covers also can extend under comprehensive policies.

  • Personal Accident Benefit cover for driver and Passengers upto limit of Dh.200,000/-
  • Third Party Property Damage upto Dhs. 3,500,000
  • Agency Repair up to 3 years (subject to previous loss record)
  • Passenger Liability including family members covered in respect of Private Cars only.
  • Emergency Medical Expenses cover up to AED 5,000/- per person
  • Personal Effects up to AED 2,500/-
  • Windscreen cover up to the limit of AED 3,000/- with NIL excess
  • Extension to whole state of Sultanate of Oman for private vehicles (double excess)
  • Natural Disasters, Storm, riot & strike, Earthquake.
  • 24 Hours Emergency Road Side Assistance
  • Off Road Coverage for 4WD vehicles excluding safari activities
  • No Claims Discount
  • Ambulance Cover

Types of Policies

  • Comprehensive Motor Insurance
  • Comprehensive Motor Insurance for Prestige Vehicles (value more than Dh.200,000/-)
  • Comprehensive Enhancement Cover
  • Third Party Liability Insurance

Oman Insurance Company is offering Fleet policies in addition to the individual policies under Comprehensive & Third Party Cover and Single Policy Number to be allocated for whole vehicles.

Oman Insurance Company is offering High Value Heavy Vehicles policy under the Comprehensive policy (value more than 200,000/-).

Motor Claim Service Centre

We have 3 Major Service Centres for handling Motor Claims in addition to our 15 branches which also handles Motor Claims. Please click here to find your nearest location..

RTA On Line Facility

As a Trusted Agent of RTA, we have the facility to register your vehicle from any of our branches.

Important Contacts

Motor eQuotation Team

24/7 Road Side Assistance

Motor Claims


Customer Service Team


Next Steps

How to purchase?

For detailed information, please:

Call toll free :
Visit any of our branches
Have a query? Click below to chat with our Customer Service Officer
OIC chat

Operating Hours: 8:00am to 5:00pm, Sunday to Thursday (Excluding Public holidays)