Protect your loved ones.
Find the health plan that fits your needs and your lifestyle.
Insure you car at the most convenient rates in less than 24 hrs.
Our personal lines insure your most precious goods and assets.
BUPA is our international business partner.
Corporate Employees Scheme
One policy for all vehicles
Bespoke products for large corporations, SMEs and banks
Tailor-made health insurance plans for small and medium companies and large corporations.
Experts in Marine Insurance
Fire and General Accidents insurance
Solutions for contracting firms
General Aviation and Airline Insurance
Plan which help employees to secure their future.
SME Insurance Solutions.
Business Travel Insurance
Our Contractor's All Risk cover offers comprehensive and adequate protection against loss or damage in respect of construction works.
Liability insurance provides protection to insured in various legal situations. This insurance is specifically for protection against Individual or Professional mishaps. Situations where insured are called to the courts of law due to acts they themselves, their family members or their employees could have done negligently or otherwise and which may have caused bodily injuries or deaths to other people or damage to property of others.
The required defence in such circumstances is offered by the various liability insurances
available with us. Our liability insurance includes the following:
If Medical Mal Practice occurs, Medical professionals can be subject to various
judicial processes. For this reason, more and more Doctors and other medical professionals
are looking for insurance covers to protect their rights as individuals or as groups
through Hospitals, Clinics and other medical service centers.
At Oman Insurance we offer coverage that indemnifies the Assured against all sums
where the assured shall become legally liable to pay damages arising out of any
bodily injury, mental injury, illness, disease or death of any patient caused by
and negligent act error or omission committed by the Assured in or about the conduct
of the Assured's occupation or business.
The rate chargeable is always applied on the basis of the limit of indemnity requested
and the turn over of the insured, type of medical services offered and the number
and type of Professionals available. There is a Deductible for each and every loss
in addition to a number of other Conditions.
Professionals like Engineering and other Consultants can often be exposed to legal
suits due to acts of negligence in their profession. Court cases against consultants
in various fields have resulted in the awarding of huge sums of monies to claimants.
In view of which such professionals revert back to insurance companies for protection
against legal battles.
Oman Insurance offers the Professional Indemnity Policy which indemnifies the Insured
in respect of the Insured's legal liabilities for any Third Party Claim which meets
the following requirements:
Any third party claim must:
The rate chargeable is always applied on basis on the limit of indemnity, turn over
and the type of activities in which the insured is involved and is very dependent
to the nature of works, risks and exposure involved. There is a Deductible for each
and every loss in number of other Conditions.
Individuals and business establishments can be subjects of third party legal liability
due to acts of negligence caused by them, their families or employees. As such legal
liabilities can turn into expensive court battles, it is often in their best interests
to opt for insurance protection. Even products that are defective, which can cause
bodily injuries or death, is often the cause of the legal liability.
We offer Public and Product Liability Insurance protection to our customers by providing
indemnity to third party due to the Legal liability of the Insured resulting from
negligence of the insured or his employees/family members causing:
In addition, we also provide:
Workers are an irreplaceable investment to any organisation. Providing protection
for the employees is a matter not only of protecting the organisational asset but
also of moral importance. Governments across the world enforce the issue of providing
not only good working environments but also protection to the workers for the uncertainties.
UAE also enforces this issue and endorses it by having specific laws to cater for
and deal with workers accidental disputes.
At Oman Insurance Company, we offer workmen's Compensation Policy which will indemnify
your Company against all sums for which your company will be liable under the U.A.E.
Federal Law No. 8 of 1980 and subsequent amendments to pay compensation to any employee
in your immediate service due to accident arising out of and in the course of his
Some of the standard extensions to this insurance are:
The rate chargeable is always applied on the Estimated Annual Wages of the employees,
which is adjusted at the end of the policy period. This is very dependent to the
nature of work, risk involved cover/extensions requested. There is a day Deductible
and various Conditions attached to the policy
The Banker’s Blanket Insurance comprises a number of insuring clauses which can
be availed of in whole, or be tailor-made to fit every customer’s specific needs.
The following are the insuring clauses:
In addition to the above, this policy can also be extended to provide cover for
losses resulting from electronic and computer crime through different insuring clauses.
Premium chargeable is based on the limit of indemnity required (which again is based
on values exposed or at risk), insuring clauses opted for, territorial scope, extensions
required apart from security measures, internal procedures & practices. Please check
the Deductibles and conditions applicable to this policy.
Organising seminars, conferences, concerts, sports meets or even personal events
such as weddings etc can be both time consuming and expensive. Oman Insurance's
Contingency Insurance is specifically designed to cover these occasions. It benefits
the organizers in case the event is cancelled and losses are incurred. The company
would indemnify for financial losses up to the Sum Insured, resulting from the event
not having taken place, been abandoned, interrupted, postponed, curtained or rescheduled
due to any of these causes:
The rate chargeable is applied on the basis of the limit of indemnity and is dependent
on the nature of the event, arrangements, seasons, track record of the key performers.
Please refer to the conditions applicable to this policy.
Exporters are constantly exposed to risks of non-payment from customers to whom
they have sold and exported volumes of goods. This can be a default due to reasons
such as bankruptcy, insolvency, closure or even new government regulations. However,
such non-payment can cause stagnancy in the exporter’s business leading to losses.
Oman Insurance offers Credit Insurance to cover losses caused by such defaults in
payment. The policy also offers additional benefits like alerting the insured about
the credit-worthiness of their customers, and so on.
The covers offered include:
The premium on this policy is dependable on the exposure and a careful study can
be made upon contacting us.
No matter how employers of different organizations place security and surveillance
in their procedures and activities, mishaps due to misappropriation and embezzlement
of property by employees, although rare, can occur.
Incidents of such mishaps worry a number of employers. Whilst a number of insurance
policies exclude infidelity incidents by employees, the Fidelity Guarantee insurance
is specifically designed to protect such misappropriation incidents by employees.
When opting for fidelity guarantee cover, employers should consider one or more
of the following items:
At Oman Insurance we offer a Fidelity guarantee policy that covers any loss caused
due to any act(s) of Forgery or embezzlement, larceny &/or fraudulent conversation
committed by an employee in the course of their duties.
The rate chargeable is always applied on the Total Aggregate limit of indemnity
in addition to per capita (additional charges per employee)
Expression forgery means the forging or fraudulent alteration of any document or
fraudulently altered document by the employee(s) whereby he obtains possession of
monies or goods of the employer.
For detailed information, please:
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